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How to buy a car without haggling Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make better financial choices by providing you with interactive tools and financial calculators that provide objective and unique content, by enabling users to conduct research and compare information at no cost to help you make financial decisions with confidence. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Profit The offers that appear on this site are from companies that pay us. This compensation could affect how and where products appear on this website, for example such things as the order in which they appear within the listing categories, except where prohibited by law for our mortgage or home equity, and also other home lending products. But this compensation does have no impact on the information we publish, or the reviews you read on this site. We do not contain the vast array of companies or financial offerings that could be open to you.
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4 min read . Published November 28th, 2022.
The story was written by David McMillin. by the writer who contributed to the writing
David McMillin is a contributing writer for Bankrate and writes about topics such mortgages, credit cards banks, taxation, and travel. David’s aim is to help readers figure out how to save more and stress less.
The edit was done by Rhys Subitch Edited by Auto loans editor
Rhys has been writing and editing for Bankrate from late 2021. They are passionate about helping readers gain the confidence to take control of their finances with clear, well-researched information that break down complex subjects into digestible chunks.
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Buying a car can be a daunting procedure, especially when you don’t wish to to bargain for a better price or other features. The study found that over half of people feel uncomfortable when visiting a car dealership. Instead of battling that fear and , you can enjoy the ease of no-haggling car buying. Five ways to purchase an automobile without haggling have plenty of choices for buying a new car without haggling. Keep in mind that if an opinion that you’re getting a fair price, you can simply do away with haggling and accept the price offered by the dealer. 1. Buy it on the internet If you don’t want to talk to a person when you’re buying a new car, online sellers have they got you covered. Check out a no-haggle buying site, like or you can use . These sites operate on a what-you-see-is-what-you’ll-pay model. You can also obtain an estimate for your trade-in without speaking to anyone. In addition, if you come across an automobile you like you, someone is likely to deliver it to your house. When , study the deal’s conditions. Since you aren’t taking a test drive, you need to understand your if you regret your decision. Potential drawbacks: While there are many advantages to buying a car , keep in mind it’s a major purchase that you’re making without seeing. You’ll also want to be on the lookout for extra charges that are charged when you purchase through this method, such as the cost of delivery or for the vehicle to be delivered to you. 2. Visit a dealer that does not require negotiating. While it is possible to think of all car dealerships as the traditional back-andforth bargaining process, some dealers exclusively provide no-haggle pricing. Enterprise, for instance, sells used cars that use the no-haggle pricing model. AutoNation is a retailer with more than 300 stores across eight states also an option if you’re buying a used car. It offers a fixed, no-haggle pricing model. There will be a lot of options on the table on these lots, so familiarize yourself with the things you are able to and can’t do without. Potential drawbacks: You may be able to get an amount that is higher than the sticker price at one of these lots, particularly after fees are added in. Though some fees , you’re in the dark if do not bargain. 3. Join a club programs where you’ll enjoy a discount without having to request it. If you’re a member of AAA the auto Buying service offers member-only pricing. Costco also has prearranged pricing for members. The discount can be seen onlineand sometimes discounts that last a limited time may allow you to save money without having to negotiate with anyone. There are other membership options that could assist in buying a car and addressing other financial needs. Credit unions offer buying services for cars, with bonuses cash rewards for members, and upfront, no-haggle pricing. Potential drawbacks: When you make a purchase through a credit union it is important to ensure that the price you are being given is fair. “Exclusive” deals may or might not be worth your effort, so be sure to compare before committing to any of them for one purchase. 4. Hire a car broker There’s another option to not haggle in the purchase of an automobile: let the broker negotiate it for you. Car brokers, also known by the name of car concierges firms that do the searching and negotiation on your behalf. You give them a budget and tell them what you’re looking for , and they will come back to you with options. They can also assist in negotiating an offer for your current car. You’ll have to pay the broker a fee for their services, however that expense — likely a few hundred bucks — can pay off by saving you time and money. The potential disadvantages are The simple fact is that an auto broker isn’t your representative, so you’ll need to convey your expectations in a manner that is clear. After they have concluded an agreement for you, you’ll likely be bound by the terms and price they’ve agreed on. 5. Use a car auction site Auction sites like eBay Motors enable you to bidding on cars and then try to get a low price without haggling to the vendor. Listings include everything from classic vintage cars to new models. Even though you may have to travel to collect the car, this can be a fantastic option to purchase a car without negotiating. Auctions typically salvaged, rebuilt, or repossessed, and dealers might purchase them in groups rather than in individual pieces. Some auction sites will allow you to bypass bidding altogether if you agree with a “buy the car now” price or similar listed price. There are some drawbacks to this: It could be difficult to get financing for a car that you’re purchasing at auction and you’ll likely have to finance your purchase in advance. Keep in mind you’ll probably need to pick up your auction winnings from the seller or bargain for delivery or shipping. The reasons to not negotiate What’s the reason you’d pass up the opportunity saving some money? It’s true that the old saying “time can be money” is true. You could be negotiating for hours for a better deal, but only manage to get discounts of just a few hundred bucks. The market for used vehicles continues to be competitive, with an ongoing computer chip shortage, which is exacerbated by the rising cost of raw materials and conditions in Ukraine. “It’s still a challenging time,” says Matt Degen the editor at Kelley Blue Book. “Don’t expect to have a lot of room for negotiation right now. More than ever, people are paying sticker price. Don’t be expecting a flurry of sales any time soon.” The conclusion The conventional route to buying a vehicle can be fraught with anxiety and stress of dealing with a sales rep However, it doesn’t need to be this way. There are many options to avoid all the haggling and remove the hurdles between you and the steering wheel. While you might not want to shop around and haggle to get the best sticker price on an automobile, there’s one area where you should examine several deals for the loan to get the keys. Browse from financial institutions and credit unions in order to get a competitive financing offer.
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Written by a contributing writer
David McMillin is a contributing writer for Bankrate and writes about topics such as mortgages, credit cards, banking, taxes and travel. David’s goal is to help readers understand how to save money and worry less.
The edit was done by Rhys Subitch Edited by Auto loans editor
Rhys has been editing and writing for Bankrate from late 2021. They are passionate about helping readers gain confidence to manage their finances with precise, well-researched and well-written information that breaks down complicated topics into bite-sized pieces.
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